Get an Instant Loan in Just 24 Hours from Fullerton India Personal Loan

An unprecedented time has fallen upon us. The pandemic has eaten up out savings leaving us vulnerable with an unplanned expense. This is where an instant personal loan from Fullerton India personal loan can help us immensely. It could help with the expense. 

The loan is easy to apply without any need for collateral. You could get the funds without any hassle within 24 hours of applying. However, it is essential to know the details before applying for the loan.

Fullerton India instant loan 

Fullerton offers a variety of loans to the borrower. The personal loan is widely popular due to it’s faster process and disburse. A borrower is independent of using the money for whatever purpose without submitting any collateral to the lender.  

One could use it for a medical emergency, home renovation, or any other purposes. The loan are customized depending upon the borrower’s need. 

Features of Fullerton India personal loan 

• There is no collateral required
• The application process is easy
• There are seasonal offers and discount
• The loan is quickly approved and disbursed
• It requires minimal documentation
• The loan is easily available   

Fullerton India personal loan details 

• Fullerton India offers instant personal loans up to Rs 25 lakhs. 
• Fullerton India personal loan interest rate ranges from 12.99% to 36%.
• The processing fee is 0.5% to 6.5% of the loan amount. 
• The repayment tenure is from 12 months to 60 months.            

What is the eligibility criteria for Fullerton's personal loan?

1. The borrower should be an employee of a private or public company.
2. The borrower age should be between 21 years to 60 years. 
3. The borrower's monthly salary should be minimum Rs 25,000. 
4. The borrower should have at least 2 years of work experience.
5. The borrower CIBIL Score should be at least 750.     

How to check eligibility for personal loans?

It is obvious to be curious to know whether you will be eligible for the loan or not. So, the simple way to check the eligibility is to use a personal loan eligibility calculator. You could use the eligibility calculator available on the Fullerton app or on the Fullerton official website. Below, are the steps which you can consider while using the eligibility calculator on Fullerton app or Fullerton official website :.

• Start by choosing your location. 
• Enter your age. 
• Select your monthly income and EMI. 
• Choose the rate of interest and the rate of tenure. 

When you have put all the details, the results are shown. If you qualify, you should apply.

Required documents for Fullerton personal loan 

1. The application form
2. Identity proof ( Aadhar card, PAN Card, passport, Voter ID card, Driving license) 
3. Proof of address ( electricity bill, rent agreement, postpaid bill) 
4. Bank statement for the last six months
5. Salary slips for the last 3 months
6. Form 16 or income tax returns
7. For self-employed( Financial statements/ proof of income) 

Why you should choose Fullerton India instant loan

• Fullerton India offers a high loan amount up to Rs 25 lakhs. It is sufficient to fulfill an emergency financial need.
• The documentation process is straightforward, which makes the personal loan process easy and efficient.
• Fullerton offers a doorstep service if you are an elderly or someone who can not visit the branch many times . 
• The repayment tenure are flexible, making it easy to repay the loan. 

Types of personal loan offered by Fullerton India (you can show a chart here 

How to apply for Fullerton India's personal loan?

Process of application is as follows

• First, head to the google play store to download Fullerton personal loan app.
• Register via Facebook or Google account. 
• Fill in the basic details such as name, DOB, address, etc. 
• Fill in professional details. 
• Fill in other details. 
• Upload the required documents mentioned in the app. 
• Submit the application. 
• The online process is now complete.             

How to check personal loan status 

After you have applied for the loan, if you want to know the status, follow this. 

The status of the loan application will be shown on the screen.

Bottom line :

Getting a personal loan from Fullerton India under 24 hours is not hard. The loan is disbursed quickly. Fullerton offers various way of payment mode to repay the loan.  When there are various mods of payments are available, it makes it easy for the borrower to repay the loan. There is NEFT, online pay or via cheque. Whatever works for you.